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Tell us what you are planning and how much you need. It only takes two minutes.
Learn more↗A smarter way to compare loans
More room
for your life.
Find a loan that fits your plans from offers by more than 20 partner banks. Free, no obligation, and simple to understand.
JMS
4.9 / 5 rating from more than 12,000 customer reviews
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Fair & transparentNo hidden costs
Your personal loan
What would you like
to make possible?
Start your free request today. This is an illustrative estimate with no obligation.
⌁ Credit-score neutral enquiry
30.000 €
€1,000€75,000
60 months
Representative APR9% - 10%
Loan repayment548 € / month
Service fee99 € one-time
Estimated monthly payment549 € / month
Free and no obligation · Includes a one-time €99 service fee · Representative APR 9% - 10%
Featured inWELTFOCUSsternntv
More than 300,000 satisfied customers
New at cashXcredit
Your loan.
Fully digital.
For smaller plans, apply for your loan completely online. Get your personal quote in minutes, with no paperwork and no surprises.
Up to €25,000for your plans
100% onlinefrom application to payout
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ccashXcredit
Your personal
loan offer
€25,000
Monthly payment€475.18
60 months · 9% - 10% APR
Safe & paperless ✓
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Your path to the right loan.
Three clear steps to financing that fits your budget. No paperwork, no detours.
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Compare your offers
We show you suitable offers from trusted banking partners side by side.
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Receive your loan
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Why cashXcredit
Money decisions feel better when they are clear.
We bring clarity to the lending market and give you the transparent overview you need to decide with confidence. Honest, simple, and on your side.
- ✓Free application with no commitment
- ✓Compare bank terms transparently side by side
- ✓256-bit bank-level securely encrypted data
Still have questions?
Good to know.
Answers to the most common questions regarding loan applications, fees, and timelines.
Does the loan comparison cost anything?+
The loan comparison is 100% free and non-binding. If you decide to take an offer, only the clear, upfront €99 documentation and processing fee is included.
Does the enquiry affect my credit score?+
No. The initial enquiry is completely credit-score neutral and does not negatively impact your credit record or score with SCHUFA/credit bureaus.
How quickly can I receive my money?+
Depending on the lender and receipt of necessary verification documents, payout can happen in as little as 24 to 48 working hours.